Top 10 Travel Health Insurance Providers in Nigeria and Their Prices

Top 10 Travel Health Insurance Providers in Nigeria and Their Prices

Introduction

Traveling is an exciting adventure, but ensuring you have the right health insurance is crucial for a worry-free journey. This guide will introduce you to the top 10 travel health insurance providers in Nigeria and their prices, helping you make an informed decision for your next trip.

Why Travel Health Insurance is Essential

Medical Emergencies

Unexpected medical emergencies can occur anytime, and having insurance ensures you’re covered for hospital stays, surgeries, and other medical expenses.

Trip Cancellations and Interruptions

Travel insurance can reimburse you for non-refundable expenses if you need to cancel or interrupt your trip due to unforeseen circumstances.

Peace of Mind

Knowing you’re protected against various risks allows you to enjoy your travels without constant worry.

Top 10 Travel Health Insurance Providers in Nigeria

1. AIICO Insurance

Overview

AIICO offers comprehensive travel health insurance plans with extensive coverage options tailored to different travel needs.

Price

Plans start from NGN 10,000 per trip, depending on the coverage and destination.

2. AXA Mansard Insurance

Overview

AXA Mansard provides robust travel insurance plans that cover medical expenses, trip cancellations, and baggage loss.

Price

Prices range from NGN 12,000 to NGN 30,000 per trip.

3. Leadway Assurance

Overview

Leadway Assurance offers flexible travel insurance plans with global coverage, including medical emergencies and personal liabilities.

Price

Plans start at NGN 15,000 per trip.

4. Mutual Benefits Assurance

Overview

Mutual Benefits Assurance provides affordable travel insurance plans with comprehensive medical coverage and emergency assistance.

Price

Prices range from NGN 8,000 to NGN 25,000 per trip.

5. Zenith Insurance

Overview

Zenith Insurance offers travel insurance plans that cover a wide range of risks, including medical emergencies, trip delays, and lost baggage.

Price

Plans start at NGN 9,000 per trip.

6. Custodian and Allied Insurance

Overview

Custodian and Allied Insurance provide travel health insurance with extensive medical coverage and 24/7 emergency assistance.

Price

Prices range from NGN 10,000 to NGN 20,000 per trip.

7. Industrial and General Insurance (IGI)

Overview

IGI offers travel insurance plans with global coverage, including emergency medical expenses and personal accident benefits.

Price

Plans start from NGN 11,000 per trip.

8. Sovereign Trust Insurance

Overview

Sovereign Trust Insurance provides travel health insurance plans with coverage for medical emergencies, trip cancellations, and lost baggage.

Price

Prices range from NGN 10,000 to NGN 18,000 per trip.

9. Staco Insurance

Overview

Staco Insurance offers travel insurance plans that cover medical expenses, emergency medical evacuation, and trip interruptions.

Price

Plans start at NGN 12,000 per trip.

10. Royal Exchange Insurance

Overview

Royal Exchange Insurance provides comprehensive travel health insurance with extensive coverage for medical emergencies and travel-related risks.

Price

Prices range from NGN 13,000 to NGN 28,000 per trip.

Factors to Consider When Choosing Travel Health Insurance

Coverage Options

Ensure the plan covers medical emergencies, trip cancellations, lost baggage, and other travel-related risks.

Price and Budget

Compare the prices of different plans and choose one that fits your budget while offering adequate coverage.

Destination Coverage

Check if the insurance provider offers coverage for your travel destination, especially if you’re traveling internationally.

Customer Support

Choose an insurance provider with 24/7 customer support to assist you in case of emergencies.

Claims Process

Opt for a provider with a straightforward and hassle-free claims process.

How to Purchase Travel Health Insurance in Nigeria

Online Purchase

Most insurance providers offer the option to purchase travel health insurance online. Visit their websites, compare plans, and make a secure payment.

Through Agents

You can also purchase insurance through authorized agents who can help you choose the right plan and provide personalized assistance.

Corporate Plans

For businesses, many insurance providers offer corporate travel insurance plans to cover employees traveling for work.

Conclusion

Choosing the right travel health insurance is essential for a safe and worry-free trip. The top 10 travel health insurance providers in Nigeria offer a range of plans and prices to suit different needs and budgets. By considering the coverage options, price, destination coverage, customer support, and claims process, you can find the perfect plan for your next adventure.

FAQs

What is the average cost of travel health insurance in Nigeria?

The cost of travel health insurance in Nigeria typically ranges from NGN 8,000 to NGN 30,000 per trip, depending on the coverage and destination.

Can I purchase travel health insurance online?

Yes, most insurance providers in Nigeria offer the option to purchase travel health insurance online through their websites.

Does travel health insurance cover COVID-19 related expenses?

Many insurance providers now include coverage for COVID-19 related medical expenses and trip cancellations. It’s important to check the specific details of the plan.

What should I do in case of a medical emergency abroad?

In case of a medical emergency abroad, contact your insurance provider’s 24/7 emergency assistance hotline for guidance and support.

Can I get a refund if I cancel my travel health insurance?

Refund policies vary by provider. Some may offer a partial refund if the insurance is canceled before the trip starts, while others may have non-refundable policies. Check the terms and conditions of your plan.

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